{"id":3173,"date":"2019-08-27T11:13:06","date_gmt":"2019-08-27T18:13:06","guid":{"rendered":"https:\/\/intuitblog.com\/?p=3173"},"modified":"2022-11-09T19:52:24","modified_gmt":"2022-11-10T03:52:24","slug":"empathy-expertise-and-ethics-delighting-customers-via-augmented-ai","status":"publish","type":"post","link":"https:\/\/www.intuit.com\/blog\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/","title":{"rendered":"Empathy, expertise and ethics: Delighting customers via augmented AI"},"content":{"rendered":"<p>When was the last time you walked away from a web, app or phone experience with a service provider, raving about how much you enjoyed the experience?\u00a0 If you have, you\u2019re one of the lucky few. Unfortunately, awesome customer experiences are hard to come by.<\/p>\n<p>Let\u2019s see what the data says.<\/p>\n<p>In an <a href=\"https:\/\/www.bain.com\/insights\/closing-the-delivery-gap-newsletter\/\" target=\"_blank\">oft-cited study<\/a> a few years ago, Bain &amp; Company reported that 80 percent of B2C companies believe they deliver a &#8220;superior experience&#8221; to customers. Yet, only 8 percent of customers agree! And, it\u2019s not much better for B2B buyers. More than 80 percent of business purchasers <a href=\"https:\/\/sloanreview.mit.edu\/article\/why-customer-experience-matters-for-b2b\/\" target=\"_blank\">surveyed by Salesforce<\/a> expect a consumer-level customer experience &#8211; and two-thirds have switched vendors to get it.<\/p>\n<p>How can that be? It\u2019s because transactional, one-size-fits-all approaches no longer work in today\u2019s marketplace. Customers are looking for deep, personalized relationships that span not just one but multiple transactions over time. Over time, such interactions can build deep trust between the customer and service provider.<\/p>\n<p>With the advent of AI-driven smart assistants, what was once a rare, costly and near-impossible proposition now has a chance of becoming a reality in the coming years.<\/p>\n<p>Let\u2019s take a look at what the future may hold for customers connecting to financial services, a domain we\u2019re focused on every day here at Intuit. This video imagines an awesome customer service experience between John and Elly, an AI-powered voice assistant with deep expertise in finance.<\/p>\n<p><span class=\"youtube-player embed-youtube\" style=\"text-align:center; display: block;\"><iframe loading=\"lazy\" class=\"youtube-player youtube-player\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube-nocookie.com\/embed\/PO7PLFT8sl0?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=en-US&#038;autohide=2&#038;wmode=transparent\" allowfullscreen=\"true\" style=\"border:0;\" sandbox=\"allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox\"><\/iframe><\/span><\/p>\n<p>Here we see Elly providing not only transactional data\u2014the dollars and cents of various options\u2014but also a relational experience. She expresses understanding of John\u2019s situation in all its delicacy. While the substance of her advice could easily have been delivered in a just-the-facts manner, even as a simple spreadsheet, her more nuanced approach makes a huge difference for John in this difficult time.<\/p>\n<p>As he ends the session, John has the information he needs to take the right action, but it\u2019s the feeling of the interaction that will stay with him the longest. Elly was there for him when he needed help, and made him feel confident that things would work out.<\/p>\n<h2>Closing the gap to deliver on customer expectations<\/h2>\n<p>The first question to consider is how\u2014or whether\u2014AI and human intelligence should coexist. Rather than seeing AI as a replacement for human intelligence, we at Intuit envision a collaborative world driven by AI that smartly augments the human. By melding the fast, accurate information processing of computers with human adaptability to changing circumstances, we can leverage their respective strengths. Ultimately, this will elevate the role of the human expert, eliminating much of the drudgery associated with tedious, manual work.<\/p>\n<p>Building such an experience presents considerable challenges, with hundreds of problems to be solved to deliver a truly delightful customer experience that can be broadly categorized into three core capabilities: empathy, expertise, and ethics.<\/p>\n<h2>Empathy: You understand me<\/h2>\n<p>Empathy is the most challenging and complex factor in customer interaction. The agent, whether human or bot, must listen carefully, assess accurately, and take control gracefully. The conversation must be appropriately paced, and sped up or slowed down, in keeping with the content. All of which is a matter of judgment, a characteristic that comes naturally to most humans but must be embedded into intelligent machines to achieve a satisfying result.<\/p>\n<p>Giving machines a human-like capacity for empathy will depend on continued advancement of natural language processing and generation, and the ability to read cues such as gestures, touch, and tone. Ultimately, we envision a time when intelligent bots are likeable, attentive, and adaptable\u2014like humans at their best.<\/p>\n<h2>Expertise: You can solve my problem<\/h2>\n<p>Having a pleasant, natural-sounding conversation with an intelligent chatbot is of little value if it doesn\u2019t solve your problem. Expertise matters. Progress in this area is accelerating, with huge investments by universities, research labs, start-ups and large companies alike. At Intuit, we\u2019ve made significant inroads, using domain-specific finance and compliance rules to build knowledge graphs, and investing in real-time machine learning algorithms for cash flow prediction, accounting and tax prep automation and customer care, for example. And, of course, clean data pipes with scalable information streaming.<\/p>\n<p>So, how do we bring all this expert system capability to bear on the customer experience? It begins with domain knowledge. We build customer confidence by demonstrating a keen understanding of the problem itself and its context, using historical data (with our customers\u2019 permission) to anticipate questions, deliver personalized answers, and make informed suggestions. Above all, we know when to shift gears and to enlist a human domain expert to handle questions AI alone cannot solve.<\/p>\n<h2>Ethics: You are trustworthy<\/h2>\n<p>Ethical behavior can be as challenging for machines as it is for their human masters. Fortunately, the ethical dimension of customer experience can be narrowed to a few key principles.\u00a0 Be a trusted data steward, instill confidence in the accuracy of your recommendations and predictions, and practice transparency by giving users a peek \u201cunder the hood.\u201d<\/p>\n<p>For example, we built the <a href=\"https:\/\/www.intuit.com\/blog\/technology\/understanding-estimated-taxes-just-got-easier-thanks-to-ai\/\" >ExplainWhy feature<\/a> into our QuickBooks Self Employed product, a self-service interactive dialog that allows users to drill down as far as needed to be confident about our quarterly estimated tax calculations\u2014in just seconds. In essence, we learned the importance of \u201cshowing our work\u201d for some customers.\u00a0 Unlike simple look-up systems, ExplainWhy interacts with the QuickBooks Self-Employed user via an incremental and interactive dialog.<\/p>\n<p>As an industry, we are just beginning to appreciate the importance of embedding human values of empathy, expertise, and ethics into our intelligent technology. The task is challenging, but the payoff will be well worth the effort. Before long, Intuit foresees a time when the humanness of intelligent agents becomes the next big competitive differentiator\u2014and a driver of real, enduring delight for our customers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When was the last time you walked away from a web, app or phone experience with a service provider, raving about how much you enjoyed the experience?\u00a0 If you have, you\u2019re one of the lucky few. Unfortunately, awesome customer experiences are hard to come by. Let\u2019s see what the data says. In an oft-cited study<\/p>\n","protected":false},"author":151418277,"featured_media":3174,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rkv_browse_by_id":0,"rkv_cta_id":0,"rkv_optimize_for_pagespeed":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"useModifiedDate":false,"customPublishDate":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[237496403,237496409,237496405],"tags":[237495715,40978],"intuit_collection":[],"intuit_series":[],"coauthors":[237495758,237496056],"class_list":["post-3173","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-innovative-thinking","category-tech-innovation","category-thought-leadership","tag-ai","tag-machine-learning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Empathy, expertise and ethics: Delighting customers via augmented AI - Intuit Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.intuit.com\/blog\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empathy, expertise and ethics: Delighting customers via augmented AI - Intuit Blog\" \/>\n<meta property=\"og:description\" content=\"When was the last time you walked away from a web, app or phone experience with a service provider, raving about how much you enjoyed the experience?\u00a0 If you have, you\u2019re one of the lucky few. Unfortunately, awesome customer experiences are hard to come by. Let\u2019s see what the data says. In an oft-cited study\" \/>\n<meta property=\"og:url\" content=\"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/\" \/>\n<meta property=\"og:site_name\" content=\"Intuit Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-27T18:13:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-10T03:52:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/intuitblog.com\/wp-content\/uploads\/2019\/08\/3-Es-Blog-Header-Image_Bharath.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bharath Kadaba, aa251549\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bharath Kadaba, aa251549\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/\"},\"author\":{\"name\":\"aa251549\",\"@id\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/#\\\/schema\\\/person\\\/c834e4fcf9f17a7c296e0212786648d4\"},\"headline\":\"Empathy, expertise and ethics: Delighting customers via augmented AI\",\"datePublished\":\"2019-08-27T18:13:06+00:00\",\"dateModified\":\"2022-11-10T03:52:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/\"},\"wordCount\":992,\"commentCount\":2,\"image\":{\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/intuitblog.com\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/3-Es-Blog-Header-Image_Bharath.jpg\",\"keywords\":[\"AI\",\"Machine Learning\"],\"articleSection\":[\"Innovative Thinking\",\"Tech Innovation\",\"Thought Leadership\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/\",\"url\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/\",\"name\":\"Empathy, expertise and ethics: Delighting customers via augmented AI - Intuit Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/intuitblog.com\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/3-Es-Blog-Header-Image_Bharath.jpg\",\"datePublished\":\"2019-08-27T18:13:06+00:00\",\"dateModified\":\"2022-11-10T03:52:24+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/#\\\/schema\\\/person\\\/c834e4fcf9f17a7c296e0212786648d4\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#primaryimage\",\"url\":\"https:\\\/\\\/intuitblog.com\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/3-Es-Blog-Header-Image_Bharath.jpg\",\"contentUrl\":\"https:\\\/\\\/intuitblog.com\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/3-Es-Blog-Header-Image_Bharath.jpg\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/intuitblog.com\\\/innovative-thinking\\\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/intuitblog.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Empathy, expertise and ethics: Delighting customers via augmented AI\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/\",\"name\":\"Intuit Blog\",\"description\":\"Powering Financial Prosperity\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/#\\\/schema\\\/person\\\/c834e4fcf9f17a7c296e0212786648d4\",\"name\":\"aa251549\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fc93e85a59284be67bfc6cba4663cf4e7389a3bfcd5160489c9844125b40f982?s=96&d=identicon&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fc93e85a59284be67bfc6cba4663cf4e7389a3bfcd5160489c9844125b40f982?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fc93e85a59284be67bfc6cba4663cf4e7389a3bfcd5160489c9844125b40f982?s=96&d=identicon&r=g\",\"caption\":\"aa251549\"},\"url\":\"https:\\\/\\\/www.intuit.com\\\/blog\\\/author\\\/aa251549\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Empathy, expertise and ethics: Delighting customers via augmented AI - Intuit Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.intuit.com\/blog\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/","og_locale":"en_US","og_type":"article","og_title":"Empathy, expertise and ethics: Delighting customers via augmented AI - Intuit Blog","og_description":"When was the last time you walked away from a web, app or phone experience with a service provider, raving about how much you enjoyed the experience?\u00a0 If you have, you\u2019re one of the lucky few. Unfortunately, awesome customer experiences are hard to come by. Let\u2019s see what the data says. In an oft-cited study","og_url":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/","og_site_name":"Intuit Blog","article_published_time":"2019-08-27T18:13:06+00:00","article_modified_time":"2022-11-10T03:52:24+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/intuitblog.com\/wp-content\/uploads\/2019\/08\/3-Es-Blog-Header-Image_Bharath.jpg","type":"image\/jpeg"}],"author":"Bharath Kadaba, aa251549","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bharath Kadaba, aa251549","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#article","isPartOf":{"@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/"},"author":{"name":"aa251549","@id":"https:\/\/www.intuit.com\/blog\/#\/schema\/person\/c834e4fcf9f17a7c296e0212786648d4"},"headline":"Empathy, expertise and ethics: Delighting customers via augmented AI","datePublished":"2019-08-27T18:13:06+00:00","dateModified":"2022-11-10T03:52:24+00:00","mainEntityOfPage":{"@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/"},"wordCount":992,"commentCount":2,"image":{"@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#primaryimage"},"thumbnailUrl":"https:\/\/intuitblog.com\/wp-content\/uploads\/2019\/08\/3-Es-Blog-Header-Image_Bharath.jpg","keywords":["AI","Machine Learning"],"articleSection":["Innovative Thinking","Tech Innovation","Thought Leadership"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/","url":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/","name":"Empathy, expertise and ethics: Delighting customers via augmented AI - Intuit Blog","isPartOf":{"@id":"https:\/\/www.intuit.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#primaryimage"},"image":{"@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#primaryimage"},"thumbnailUrl":"https:\/\/intuitblog.com\/wp-content\/uploads\/2019\/08\/3-Es-Blog-Header-Image_Bharath.jpg","datePublished":"2019-08-27T18:13:06+00:00","dateModified":"2022-11-10T03:52:24+00:00","author":{"@id":"https:\/\/www.intuit.com\/blog\/#\/schema\/person\/c834e4fcf9f17a7c296e0212786648d4"},"breadcrumb":{"@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#primaryimage","url":"https:\/\/intuitblog.com\/wp-content\/uploads\/2019\/08\/3-Es-Blog-Header-Image_Bharath.jpg","contentUrl":"https:\/\/intuitblog.com\/wp-content\/uploads\/2019\/08\/3-Es-Blog-Header-Image_Bharath.jpg","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/intuitblog.com\/innovative-thinking\/empathy-expertise-and-ethics-delighting-customers-via-augmented-ai\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/intuitblog.com\/"},{"@type":"ListItem","position":2,"name":"Empathy, expertise and ethics: Delighting customers via augmented AI"}]},{"@type":"WebSite","@id":"https:\/\/www.intuit.com\/blog\/#website","url":"https:\/\/www.intuit.com\/blog\/","name":"Intuit Blog","description":"Powering Financial Prosperity","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.intuit.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.intuit.com\/blog\/#\/schema\/person\/c834e4fcf9f17a7c296e0212786648d4","name":"aa251549","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/fc93e85a59284be67bfc6cba4663cf4e7389a3bfcd5160489c9844125b40f982?s=96&d=identicon&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fc93e85a59284be67bfc6cba4663cf4e7389a3bfcd5160489c9844125b40f982?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fc93e85a59284be67bfc6cba4663cf4e7389a3bfcd5160489c9844125b40f982?s=96&d=identicon&r=g","caption":"aa251549"},"url":"https:\/\/www.intuit.com\/blog\/author\/aa251549\/"}]}},"header_image":"","jetpack_featured_media_url":"https:\/\/intuitblog.com\/wp-content\/uploads\/2019\/08\/3-Es-Blog-Header-Image_Bharath.jpg","jetpack_shortlink":"https:\/\/wp.me\/paMY30-Pb","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/posts\/3173","targetHints":{"allow":["GET","POST","PUT","PATCH"]}}],"collection":[{"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/users\/151418277"}],"replies":[{"embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/comments?post=3173"}],"version-history":[{"count":2,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/posts\/3173\/revisions"}],"predecessor-version":[{"id":8187,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/posts\/3173\/revisions\/8187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/media\/3174"}],"wp:attachment":[{"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/media?parent=3173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/categories?post=3173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/tags?post=3173"},{"taxonomy":"intuit_collection","embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/intuit_collection?post=3173"},{"taxonomy":"intuit_series","embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/intuit_series?post=3173"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.intuit.com\/blog\/wp-json\/wp\/v2\/coauthors?post=3173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}