Intuit Mortgage Inc.

Intuit Mortgage Inc. does not make mortgage loans or commitments.

If your loan request is forwarded to a Lender that makes you an offer, you should receive from the Lender a good faith estimate (GFE) required under RESPA, on August 1, 2015 the GFE will change to be known as an integrated disclosure and referred to as an initial Loan Estimate and will have both the RESPA and TILA disclosures. The new disclosure statement required under the TILA/RESPA, is required to be delivered within three (3) business days from the date you submit an application to a Lender. If the Lender denies your request for credit and that action is based, in whole or in part, on any information contained in a consumer credit report, you have the right to obtain, within sixty (60) days, a free copy of your consumer credit report from the credit reporting agency that compiles and maintains files on consumers on a nationwide basis. You also have the right to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency by contacting that agency directly.

An applicant, if married, may apply for a separate account / credit.

THE HOUSING FINANCIAL DISCRIMINATION ACT OF 1977 FAIR LENDING NOTICE IT IS ILLEGAL TO DISCRIMINATE IN THE PROVISION OF OR IN THE AVAILABILITY OF FINANCIAL ASSISTANCE BECAUSE OF THE CONSIDERATION OF:

1. TRENDS, CHARACTERISTICS OR CONDITIONS IN THE NEIGHBORHOOD OR GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMMODATION, UNLESS THE FINANCIAL INSTITUTION CAN DEMONSTRATE IN THE PARTICULAR CASE THAT SUCH CONSIDERATION IS REQUIRED TO AVOID AN UNSAFE AND UNSOUND BUSINESS PRACTICE; OR

2. RACE, COLOR, RELIGION, SEX, MARITAL STATUS, NATIONAL ORIGIN OR ANCESTRY. IT IS ILLEGAL TO CONSIDER THE RACIAL, ETHNIC, RELIGIOUS OR NATIONAL ORIGIN COMPOSITION OF A NEIGHBORHOOD OR GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMMODATION OR WHETHER OR NOT SUCH COMPOSITION IS UNDERGOING CHANGE, OR IS EXPECTED TO UNDERGO CHANGE, IN APPRAISING A HOUSING ACCOMMODATION OR IN DETERMINING WHETHER OR NOT, OR UNDER WHAT TERMS AND CONDITIONS, TO PROVIDE FINANCIAL ASSISTANCE.

THESE PROVISIONS GOVERN FINANCIAL ASSISTANCE FOR THE PURPOSE OF THE PURCHASE, CONSTRUCTION, REHABILITATION OR REFINANCING OF ONE- TO FOUR-UNIT FAMILY RESIDENCES OCCUPIED BY THE OWNER AND FOR THE PURPOSE OF THE HOME IMPROVEMENT OF ANY ONE- TO FOUR-UNIT FAMILY RESIDENCE.

IF YOU HAVE QUESTIONS ABOUT YOUR RIGHTS, OR IF YOU WISH TO FILE A COMPLAINT, CONTACT THE MANAGEMENT OF THIS FINANCIAL INSTITUTION OR:

Department of Business Oversight:
320 West 4th Street, Suite 750
Los Angeles, CA 90013-2344
Phone: (213) 576-7500

One Sansome Street, Suite 600
San Francisco, CA 94104-4428
Phone: (415) 972-8565
1515 K Street, Suite 200

Sacramento, CA 95814-4052
Phone: (916) 445-7205
1350 Front St., #2034

San Diego, CA 92101-3697
Phone: (619) 525-4233
Toll-Free Phone (all locations): (866) 275-2677
Website: http://www.dbo.ca.gov

Acknowledgement of Receipt of this Notice is provided to you when you submit a request, but you are encouraged to retain a copy of this information for your records.

LEAD GENERATOR ONLY, NOT ACTING IN THE CAPACITY OF A MORTGAGE LOAN ORIGINATOR, MORTGAGE BROKER, MORTGAGE CORRESPONDENT LENDER OR MORTGAGE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR RESIDENTIAL MORTGAGE LOAN INQUIRY.

Intuit Mortgage Inc. does not charge the consumer a fee for its services, rather the lenders pay a marketing replacement match fee to be put in contact with the consumer and to compete for the consumer’s business. As such the requirements under Code Del. Regs. 5 2103 are supplied to consumers who submit an inquiry, but the value of charges by Intuit Mortgage Inc. will be zero. A copy of the Schedule as of 4/11/14 is available at: http://regulations.delaware.gov/AdminCode/title5/2100/2103.pdf

If your loan request is forwarded to our participating Lenders, you may be issued a financing agreement by the Lenders in accordance with D.C. Code Ann. § 26-1113. If provided, the financing agreement will provide: (A) the term and principal amount of the loan; (B) an explanation of the type of mortgage loan being offered; (C) the interest rate and, if the rate is subject to change, or is a variable rate, or is subject to final determination at a future date based on some objective standard, a specific statement of those facts; (D) the points and fees, if any, to be paid by you; and (E) the term during which the financing agreement remains in effect. This financing agreement must be executed by the Lender and must be delivered as least 72 hours before settlement.

DISCLOSURE OF DUAL CAPACITY: INTUIT MORTGAGE INC. HAS OFFERED TO ASSIST YOU IN OBTAINING A MORTGAGE LOAN REQUEST. IF WE ARE SUCCESSFUL IN OBTAINING A LOAN REQUEST FOR YOU, INTUIT MORTGAGE INC. WILL RECEIVE A MARKETING LEAD GENERATION FEE FROM THE LENDER. IF YOU ALSO USE A REAL ESTATE PROVIDER, INTUIT MORTGAGE INC. MAY RECEIVE AN ADDITIONAL MARKETING LEAD GENERATION FEE. INTUIT MORTGAGE INC. DOES NOT REPRESENT ALL OF THE LENDERS IN THE MARKET, AND THE LENDERS IN INTUIT MORTGAGE INC.’SNETWORK WHICH IT DOES REPRESENT, MAY NOT OFFER THE LOWEST INTEREST RATES OR BEST TERMS AVAILABLE TO YOU. YOU ARE FREE TO SEEK A LOAN WITHOUT OUR ASSISTANCE. YOU CONSENT, ACKNOWLEDGE AND AGREE HAVING READ AND UNDERSTOOD THIS DISCLOSURE OF DUAL CAPACITY AND HAVING RECEIVED A COPY HEREOF.

Intuit Mortgage Inc. does not make mortgage loans or commitments. Nor can Intuit Mortgage Inc. guarantee acceptance into any particular loan program by any participating Lender, or promise any specific loan terms or conditions. If your loan request is forwarded to our participating Lenders, you may receive from such Lenders, a good faith estimate (GFE) of the credit report fee, property appraisal fee, or any other third party fees required in connection with your loan. The documentation you receive will include the terms and conditions for obtaining a refund for said fees.

YOU ARE NOT REQUIRED TO PURCHASE ADDITIONAL PRODUCTS OR SERVICES FROM INTUIT MORTGAGE INC. OR FROM ANY PERSON OR ENTITY SUGGESTED OR RECOMMENDED BY INTUIT MORTGAGE INC.. HOWEVER, INTUIT MORTGAGE INC. RESERVES THE RIGHT TO APPROVE THE ENTITY SELECTED BY YOU, WHICH APPROVAL MAY NOT BE UNREASONABLY WITHHELD.

Intuit Mortgage Inc. does not act as a lender or credit provider. If your loan request is forwarded to our participating Lenders, the Lenders will contact you with additional information/offers. Intuit Mortgage Inc. does not distribute the products of all Lenders or investors in the marketplace and therefore cannot guarantee the lowest price or best terms available in the market.

Intuit Mortgage Inc. provides its services to you at no cost to you. Intuit Mortgage Inc. will not charge or seek fees of any kind from you. Intuit Mortgage Inc. will receive fees from the Lenders and may be paid based on fees for services, goods or facilities performed or provided by us to the Lenders.

This agreement remains in effect only as long as you seek to use the services offered by Intuit Mortgage Inc.. You may discontinue this relationship at any time, without notice, at no cost or penalty to you.

Idaho Prepayment Penalty Disclosure: If you, the borrower, pay off or refinance your mortgage loan before the date for repayment stated in the loan agreement, you may be charged a prepayment penalty. A prepayment penalty charge may be significant. Prior to signing any documents, make sure you fully understand the prepayment charge provisions outlined in your loan agreement.

Interest Rate Lock Information: An interest rate that is not locked in is subject to change. Intuit Mortgage Inc. does not lock interest rates, only a Lender may provide such action and it increase your rate and/or cause additional fees to be assessed, make sure you fully understand the interest rate lock information in your loan agreement.

If your loan request is forwarded to our participating Lenders, a Borrower Information Document may be provided to you by the Lender you select pursuant to the Residential Mortgage License Act of 1987 and Rules promulgated thereunder (38 Ill. Adm. Code 1050.90(a)). The purpose of that Document is to set forth those exhibits and materials you should receive or be receiving in connection with your residential mortgage loan application with the Lender based on your request to Intuit Mortgage Inc.. You may also receive from the Lender you select a list of documents and materials you are required to complete for your formal loan application (generally referred to as a Form 1003) with the Lender.

Loan Brokerage Agreement and Broker Disclosure Statement

Intuit Mortgage Inc. is a Delaware corporation with its corporate headquarters located at 2700 Coast Ave, Mountain View, CA 94043. Any reference in this Licenses and Disclosures to “we” or “us” or similar words shall refer to Intuit Mortgage Inc. unless otherwise indicated, all such entities referred to as “Intuit Mortgage Inc.”. Any reference in Licenses and Disclosures to “you” or “your” means the person(s) using the Intuit Mortgage Inc. service described above, and/or the good, facilities or services of Intuit Mortgage Inc. offered through alternative methods. Intuit Mortgage Inc. is a marketing lead generator, required to be licensed as a Mortgage Broker or other state license designation. Intuit Mortgage Inc. DOES NOT take mortgage applications, originate, service, make loans or credit decisions in connection with loans, nor does Intuit Mortgage Inc. issue commitments or lock-in agreements. Intuit Mortgage Inc.’s services are only administrative. Any loan inquiry you submit is NOT an application for credit. Rather, it is an inquiry to be matched with Lenders to receive condition loan offers from Lenders. You may have to complete an application with a Lender before they will extend an unconditional offer. A Lender you select may require you to pay an application or other fee to cover the costs of an appraisal, credit report or other items. The Lender, not Intuit Mortgage Inc., will determine the amount of any such fee and should provide information to you regarding the refundability of any such fee. Intuit Mortgage Inc. does not endorse or recommend the products of any particular Lender. Except as otherwise provided for your state, Intuit Mortgage Inc. is not an agent of you or any Lender. You should rely on your own judgment in deciding which available loan product, terms and Lender that best suits your personal financial requirements. The Lender is solely responsible for its services to you, and you agree that Intuit Mortgage Inc. shall not be liable for any damages or costs of any type arising out of, or in any way connected with, your use of such services. You understand that Lenders may keep your loan request information and any other information provided by Intuit Mortgage Inc. or received by them in the processing of your loan request, whether or not you are qualified for a loan with them or if you make a loan with them. In addition, Intuit Mortgage Inc. may receive personally identifiable information regarding the disposition of your loan from the Lender in order to fulfill its regulatory requirements as well as for internal business purposes. You agree to notify any particular Lender directly if you no longer want to receive communications.

This agreement remains in effect only as long as you seek to use our services. You may discontinue this relationship at any time, without notice, at no cost or penalty to you. Illinois Department of Financial & Professional Regulation Division of Banking
100 West Randolph St., 9th Floor
Chicago, IL 60601
(312)793-3000
TDD: (312) 793-0291

Intuit Mortgage Inc. is a Marketing Lead Generation Company registered with the Kansas Office of the State Bank Commissioner in accordance with the laws of the state of Kansas. This license does not represent an endorsement or recommendation of the licensee’s products or services by the Office of the State Bank Commissioner. As a consumer, you may submit a complaint or inquiry about this mortgage business by delivering a written statement to the Office of the State Bank Commissioner, 700 Jackson, Suite 300, Topeka, KS 66603.

Intuit Mortgage Inc. is not acting as an agent for you in your request to obtain a mortgage loan before any personal financial information may be obtained by the mortgage loan broker.

Written Agreement or Contract

Please print out this information and save it for your records. You consent, acknowledge and agree that you have read and received a copy of this Disclosure to Consumer.

Intuit Mortgage Inc. will not act as your lender or credit provider. Intuit Mortgage Inc. provides your loan request to our Lenders and our Lenders will contact you with their conditional loan offers. While we seek to help you meet your financial needs, we do not distribute the products of all Lenders or investors in the market and cannot guarantee the lowest price or best terms available in the market.

Intuit Mortgage Inc. provides mortgage information at no cost to you. Intuit Mortgage Inc. will not charge or seek fees of any kind from you. Intuit Mortgage Inc. receives fees from Lenders and may be paid by the Lender based on services, goods or facilities performed or provided by us to the Lender.

This agreement remains in effect only as long as you seek to use the services offered by Intuit Mortgage Inc.. You may discontinue this relationship at any time, without notice, at no cost or penalty to you.

It is important that you read and understand all contracts related to any credit services you obtain. It is also important for you to retain a copy for your records.

Escrowing of Consumer Funds
Intuit Mortgage Inc. does not accept any fees from the consumer, including third party fees.

Consumer Protection Bond
A consumer protection bond is on file with the State of Maine. If you have a claim against our company which cannot be resolved through informal means, you may institute an action to recover your loss from that bond by filing a written complaint with the Director, Office of Consumer Credit Regulation, 35 State House Station, Augusta, Maine, 04333-0035

Intuit Mortgage Inc. does not accept or solicit any fees or payments from consumers. If you submit a loan request to Intuit Mortgage Inc. and your loan request is forwarded to our participating Lenders, you may be issued a Financing Agreement by Lenders in accordance with Maryland Commercial Law Code §§ 12-125, 1013. This Financing Agreement must include: (1) the term and principal amount of your loan; (2) an explanation of the type of mortgage loan being offered; (3) the interest rate and, if the rate is subject to final determination at a future date based on some objective standard, a specific statement of those facts; (4) the points, if any, to be paid by you; and (5) the term during which the Financing Agreement remains in effect.

INTUIT MORTGAGE INC. IS NOT ACTING AS YOUR AGENT IN CONNECTION WITH OBTAINING A RESIDENTIAL MORTGAGE LOAN. WHILE INTUIT MORTGAGE INC. WILL SEEK TO ASSIST YOU IN MEETING YOUR FINANCIAL NEEDS, WE CANNOT GUARANTEE THE LOWEST OR BEST TERMS AVAILABLE IN THE MARKET.

The information on this Website may not be considered by any person to be an offer to enter an interest rate lock-in agreement under Minnesota law.

As required by Mississippi law, Inuit has secured a bond issued by Travelers Casualty and Surety Company of America - One Tower Square, Hartford, CT 06183y, a surety company authorized to do business in this state. A certified copy of this bond is filed with the Mississippi Commissioner of Banking and Consumer Finance.

As a borrower you are protected under the Mississippi Mortgage Consumer Protection Act.

Complaints against a licensee may be made by contacting the:
Mississippi Department of Banking and Consumer Finance
PO Box 23729
Jackson, MS 39225-3729

Intuit Mortgage Inc. does not make mortgage loans or commitments. Nor can Intuit Mortgage Inc. guarantee acceptance into any particular loan program by any Lender, or specific loan terms or conditions. You may be required by the Lender to pay an application fee to cover the costs of an appraisal, credit report or other items. The amount of the fee will be determined by the Lender. The documentation you receive will include information on the refundability of any fees paid.

NOTICE: MONEY BROKERS ARE LICENSED AND REGULATED BY THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS, 2000 SCHAFER STREET, SUITE G, BISMARCK, NORTH DAKOTA 58501-1204. THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS HAS NOT PASSED ON THE MERITS OF THE CONTRACT AND LICENSING DOES NOT CONSTITUTE AN APPROVAL OF THE TERMS OR OF THE BROKER’S ABILITY TO ARRANGE ANY LOAN. COMPLAINTS REGARDING THE SERVICES OF MONEY BROKERS SHOULD BE DIRECTED TO THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS.

If your loan request is forwarded to one or more participating Lenders, you will receive from the Lenders detailed information about your loan, including the loan amount, interest rate, points, fees and other terms.

Information Statement
Intuit Mortgage Inc. Inc.
2700 Coast Ave
Mountain View, CA 94043

Intuit Mortgage Inc. is required by Oklahoma law to provide the information statement below before the execution of a contract or before the receipt of any money or other valuable consideration, whichever occurs first. 1. You have the right to review any file maintained by any consumer credit reporting agency, as provided under the Federal Fair Credit Reporting Act, 15 USC Sec. 1682 through 1681t. 2. You have the right to review the above mentioned file at no charge if a request is made to the consumer credit reporting agency within thirty (30) days after receiving notice that credit has been denied. If credit was not denied, the approximate price to review such file is $14, as set by the credit reporting agency. 3. You have the right to dispute the completeness or accuracy of any item contained in your file which is maintained by a consumer credit reporting agency. 4. The following paragraphs describe Intuit Mortgage Inc.’s fees and services:

1. Intuit Mortgage Inc. is a marketing lead generator, required to be licensed as a Mortgage Broker. Intuit Mortgage Inc. does not take applications, make loans or credit decisions in connection with loans, nor does Intuit Mortgage Inc. issue commitments or lock-in agreements. Intuit Mortgage Inc.’s services are only administrative. Any loan inquiry you submit is NOT an application for credit. Rather, it is an inquiry to be matched with Lenders to receive condition loan offers from Lenders. You may have to complete an application with a Lender before they will extend an unconditional offer. A Lender you select may require you to pay an application or other fee to cover the costs of an appraisal, credit report or other items. The Lender, not Intuit Mortgage Inc., will determine the amount of any such fee and should provide information to you regarding the refundability of any such fee. Intuit Mortgage Inc. does not endorse or recommend the products of any particular Lender. Except as otherwise provided for your state (please see the Licenses and Disclosures section of the Websites), Intuit Mortgage Inc. is not an agent of you or any Lender. Intuit Mortgage Inc.’s services are only administrative. You should rely on your own judgment in deciding which available loan product, terms and Lender best suits your needs and financial means. The Lender is solely responsible for its services to you, and you agree that Intuit Mortgage Inc. shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. You understand that Lenders may keep your loan request information and any other information provided by Intuit Mortgage Inc. or received by them in the processing of your loan request, whether or not you are qualified for a loan with them or if you make a loan with them. You agree to notify any particular Lender directly if you no longer want to receive communications. Intuit Mortgage Inc. will perform the following services for you: (1) make loan request forms available to you; (2) transmit your completed loan request to participating Lenders in our network; (3) offer you access to general educational information concerning home financing including glossaries, articles and calculators; and (4) send you the initial loan offers from Lenders responding to your loan request. If your loan request is forwarded to our participating Lenders, you will receive from the Lenders a good faith estimate of the settlement costs in connection with your loan in accordance with applicable law.
2. Intuit Mortgage Inc. does not charge you, the consumer, a fee to use our services. Intuit Mortgage Inc. is paid by its participating Lenders for the goods, facilities and services provided.
3. If your loan request is forwarded to our participating Lenders, you may be required by the Lender you select to pay an application fee to cover the costs of an appraisal, credit report or other items. The amount of the fee will be determined by the Lender. The documentation you receive will include information on the refundability of any fees paid.
4. Intuit Mortgage Inc. does not endorse, recommend or favor the products of any participating Lender. Intuit Mortgage Inc. is not an agent of you or any participating Lender. Intuit Mortgage Inc.’s services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. You are under no obligation to use Intuit Mortgage Inc. to commence the financing process, and Intuit Mortgage Inc., does not guarantee that completing a loan request will result in your receiving a loan from one of our participating Lenders. e. You have the right to proceed against the bond that Intuit Mortgage Inc. is required to maintain. The name and address of the surety bond company that issued the bond is Intuit’s agent in Oklahoma is Corporation Service Company. All correspondence to Intuit should be sent to 10300 Greenbriar Place, Oklahoma City, OK 73159-7653. Your submission of a loan request will serve as acknowledgement of your receipt of the above Information Statement.

1. Intuit Mortgage Inc. is a marketing lead generator, required to be licensed as a Mortgage Broker. Intuit Mortgage Inc. does not take applications, make loans or credit decisions in connection with loans, nor does Intuit Mortgage Inc. issue commitments or lock-in agreements. Intuit Mortgage Inc.’s services are only administrative. Any loan inquiry you submit is NOT an application for credit. Rather, it is an inquiry to be matched with Lenders to receive condition loan offers from Lenders. You may have to complete an application with a Lender before they will extend an unconditional offer. A Lender you select may require you to pay an application or other fee to cover the costs of an appraisal, credit report or other items. The Lender, not Intuit Mortgage Inc., will determine the amount of any such fee and should provide information to you regarding the refundability of any such fee. Intuit Mortgage Inc., LLC does not endorse or recommend the products of any particular Lender. Except as otherwise provided for your state (please see the Licenses and Disclosures section of the Websites), Intuit Mortgage Inc. is not an agent of you or any Lender. Intuit Mortgage Inc.’s services are only administrative. You should rely on your own judgment in deciding which available loan product, terms and Lender best suits your needs and financial means. The Lender is solely responsible for its services to you, and you agree that Intuit Mortgage Inc. shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. You understand that Lenders may keep your loan request information and any other information provided by Intuit Mortgage Inc. or received by them in the processing of your loan request, whether or not you are qualified for a loan with them or if you make a loan with them. You agree to notify any particular Lender directly if you no longer want to receive communications. Intuit Mortgage Inc. will perform the following services for you: (1) make loan request forms available to you; (2) transmit your completed loan request to participating Lenders in our network; (3) offer you access to general educational information concerning home financing including glossaries, articles and calculators; and (4) send you the initial loan offers from Lenders responding to your loan request. If your loan request is forwarded to our participating Lenders, you will receive from the Lenders a good faith estimate of the settlement costs in connection with your loan in accordance with applicable law.

2. Intuit Mortgage Inc. does not charge you, the consumer, a fee to use our service. Intuit Mortgage Inc. is paid by its participating Lenders for the goods, facilities and services provided. If your loan request is forwarded to our participating Lenders, you may be required by the Lender you select to pay an application fee to cover the costs of an appraisal, credit report or other items. The amount of the fee will be determined by the Lender. The documentation you receive will include information on the refundability of any fees paid.

3 Intuit Mortgage Inc.’s agent in Oklahoma is Corporation Service Company. All correspondence to Intuit should be sent to 10300 Greenbriar Place, Oklahoma City, OK 73159-7653. This agreement is dated as of the date you submit your loan request.

NOTICE OF CANCELLATION
You may cancel this contract, without any penalty or obligation, within five (5) days from the date the contract is signed.
If you cancel any payment made by you under this contract, it will be returned within ten (10) days following receipt by the seller of your cancellation notice.
To cancel this contract, mail or deliver a signed dated copy of this cancellation notice, or any other written notice to Intuit Mortgage Inc., the operator of this website at [ADDRESS] not later than midnight on the day five (5) days after the date you submit the loan request.

I hereby cancel this transaction.
Sign: ___________________
Print: ___________________
Date: ___________________

If your loan request is forwarded to our participating Lenders, you may be required by the Lender you select to pay an application fee to cover the costs of an appraisal, credit report or other items. The amount of the fee will be determined by the Lender. The documentation you receive will include information on the refundability of any fees paid.

Variable Interest Rate Disclosure
On residential mortgage loans of $50,000 or less, if the Lender offers to give you a mortgage with a variable interest rate, you are entitled by law to also be offered a mortgage with an interest rate that will not change. By law, this fixed interest rate mortgage must be offered to you at reasonably competitive terms and rate. On variable interest loans, the Lender will explain to you how the interest rate can change in the future, the effect of changes in the index on the rate and term, and an explanation of the index.

Services to be Provided by Mortgage Brokerage Business
Intuit Mortgage Inc. will perform the following services for you: (1) make loan request forms available to you; (2) transmit your completed loan request to Lenders; (3) offer you access to general educational information concerning home financing including glossaries, articles and calculators; and (4) provide you with the initial loan offers from Lenders responding to your loan request. Note: initial loan offers are provided only when you complete a traditional (full-form) Intuit Mortgage Inc. loan request. If you submit a complete loan application with any of the Lenders, these Lenders will provide you with a good faith estimate of the settlement costs in connection with your loan in accordance with applicable law.

Lender Payments to Broker Disclosure
I understand that, as compensation for its services, Intuit Mortgage Inc. will be paid as follows:
Intuit Mortgage Inc. does not charge you a fee to use its service. Intuit Mortgage Inc. receives a marketing lead generation fee, paid for by the Lender, of up to $215 and if you close a home equity loan with the lender, a computerized loan originator fee of up to $550 for the goods, facilities and services provided.

Co-Brokering
Intuit Mortgage Inc. does not co-broker loans in South Carolina.

Borrower Payments to Broker Disclosure
I understand that I am required to pay the following fees in connection with my Loan Request to Intuit Mortgage Inc.:
____ Application Fee $ N/A
____ Appraisal Fee $ N/A
____ Credit Report Fee $ N/A

This Mortgage Broker Fee Agreement for Financial Services is dated as of the date you submit your loan request and is valid for ninety (90) days. For loan request information, including your name, the requested loan amount, lien priority and the date of your loan request, please see the Loan Information Page displayed prior to the submission of your loan request, which is incorporated herein by reference. For interest rates and fees applicable to your loan request, please see the Lender responses to your request.

Agency to Receive Borrower Complaints
The following agencies are designated to receive complaints or inquiries about the origination and making of your mortgage:
Street Address South Carolina Department of Consumer Affairs
2221 Devine Street, 2nd Floor
Columbia, SC 29205
Mailing Address P.O. Box 5757
Columbia, SC 29250
Phone 803-734-4200 or toll free in SC only 1-800-922-1594

Please print and retain a copy of this Mortgage Broker Fee Agreement for Financial Services and the Loan Information Page for your records.

Applicant: Do not sign this form if spaces are left blank.
I acknowledge by submission of my loan request that I have received these disclosures during the submission of my loan request and that I understand these disclosures or will contact Intuit Mortgage Inc. if I have questions about these disclosures. I understand that a copy of this disclosure will be maintained by Intuit Mortgage Inc.. I voluntarily enter into this mortgage transaction.

This Mortgage Broker Fee Agreement for Financial Services is dated as of the date you submit your loan request form through Intuit Mortgage Inc.’s website. By submitting your loan request form, you acknowledge receipt of and that you have read and understood this Mortgage Broker Fee Agreement for Financial Services.

Attention Borrowers: Know Your Rights!
This may be the largest and most important loan you get during your lifetime. You should be aware of certain rights before you enter into any loan agreement.
1. You have the RIGHT to shop for the best loan for you and compare the charges of different mortgage brokers and lenders.
2. You have the RIGHT to be informed about the total cost of your loan including the interest rate, points and other fees.
3. You have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees.
4. You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement.
5. You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.
6. You have the RIGHT to know how much the mortgage broker is getting paid by you and the lender for your loan.
7. You have the RIGHT to ask questions about charges and loan terms that you do not understand.
8. You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance.
9. You have the RIGHT to know the reason if your loan was turned down.
10. You have the RIGHT to ask for the HUD settlement costs booklet “Buying Your Home”.
11. You have the RIGHT to request a copy of your settlement statement (Form HUD-1 or 1-A) one day prior to your loan closing.
Buying Your Home and other helpful information is available at HUD’s WEB site: https://www.hud.gov/
For other questions call 1-800-569-4287.

Intuit Mortgage Inc. is acting in a brokerage capacity and will provide the following services in connection with your loan: making loan requests available to you; transmitting your completed loan request to participating Lenders in our network; offering you access to general educational information concerning home financing including glossaries, articles and calculators; sending you the initial loan offers from Lenders responding to your loan request. Intuit Mortgage Inc. does not take mortgage applications, make credit decisions, lock rates, fund loans, service loans, or offer any other similar residential mortgage loan services. Intuit Mortgage Inc. does not and cannot issue approvals or commitments on any lender’s behalf. Lenders will require additional information and consent from you in order to complete your loan application.

If your loan request is forwarded to one or more participating Lenders you may receive from the Lenders a good faith estimate of settlement costs under RESPA and an initial disclosure statement required under the TILA.

The interest rate quoted in connection with the loan you select is subject to change without notice unless and until an interest rate lock-in agreement has been made between you and the Lender. Intuit Mortgage Inc. does not offer lock-in agreements and does not guarantee any rate of interest quoted by a participating Lender. If you enter a lock-in agreement with the Lender and are required to pay a lock-in fee, the terms and conditions under which the lock-in fee may be refunded, if any, will be set by the Lender. Intuit Mortgage Inc. will not collect any fees from you in connection with your completion of a loan request. All fees will be collected from and payable by the Lender. If the Lender is licensed under the Mortgage Broker Practices Act, the fees paid by you for third-party provider services (such as an appraisal or credit report), may be held in a trust account and any moneys remaining after the payment to third-party providers will be refunded to you.

If you are unable to obtain a loan for any reason, the Lender, if licensed under the Mortgage Broker Practices Act, will, within five (5) days of a written request by you, give copies to you of any appraisal, title report, or credit report paid for by you, and transmit the original appraisal, title report, or credit report to any other mortgage broker or lender to whom you direct. Transmission of these reports includes the right to use these reports. You are also entitled to receive a copy of any appraisal paid for by you, pursuant to the federal Equal Credit Opportunity Act.

Washington state law against discrimination prohibits discrimination in credit transactions because of race, creed, color, national origin, sex or marital status. The Washington State Human Rights Commission administers compliance with this law.