The Intuit Hour of Finance™ Challenge (the "Challenge") is sponsored by Intuit, Inc (“Sponsor”) and starts February 23, 2026, 6:00 AM PST and ends on April 15, 2026, 11:59 PM PST (the, “Challenge Term”). The Challenge is designed for educators and their students; youth organization leaders and students, as well as Independent Learners. However, only Participating Schools (as defined below) that meet the requirements set forth in this, the Official Rules, will be eligible for an Achievement Tier (as defined below).

PARTICIPATION AND ELIGIBILITY REQUIREMENTS:

The Challenge is open to: (i) middle schools and high schools located in the United States having grades 6 – 12 ("Participating School(s)") who register for the Challenge through an authorized educator or administrator (“Participating Educator(s)”) of a Participating School ("Staff" or "You" or "Your"); and (ii) Organizations that are not Participating Schools (i.e. after school programs, clubs, partner organizations) approved by Intuit and Independent Learners (age 18+) ("Authorized Participants"). Participating Schools, Participating Educators, Staff, and Participating School students are jointly referred to as "School(s)." Only Participating Schools are eligible for an award. Authorized Participants are not eligible for any award.

Aside from the Staff of a School, this Challenge is not open to (i) any officer or employee of a government or any department, agency, or instrumentality thereof, or of a public international organization, or any person acting in an official capacity for or on behalf of any such government or department, agency, or instrumentality, or for or on behalf of any such public international organization, or institution in any jurisdiction and any entry by any such officer, employee, or institution will be rejected; (ii) any person or entity (a) appearing on any sanctions lists maintained by the US or other applicable jurisdictions prohibiting transactions with certain entities, people and jurisdictions; (b) doing business in jurisdictions comprehensively sanctioned by the US, including Russia, Cuba, Iran, North Korea, Syria and the Crimea, Donetsk (“DNR”), and Luhansk (“LNR”) regions of the Ukraine; and/or (c) who is a military end user as defined in 15 C.F.R. § 744.

By participating in the Challenge, Schools and their respective Staff agree to be bound by these Official Rules and Sponsor’s decisions which are final and binding. Void where prohibited or restricted by law. The Challenge is subject to all applicable federal, state, and local laws and regulations.

AWARD ELIGIBILITY:

To be eligible for an award, Participating Schools must have a 1) an NCES ID, 2) at least 50 students enrolled in middle school or high school, and 3) a class is considered to have participated when 10 or more players complete the challenge. "Players" are any individual students in grades 6 – 12 in a U.S.-based middle or high school who enters their unique school join code, and completes one playthrough of an approved Hour of Finance game. Approved games can be found on the Hour of Finance challenge website. Gameplays must be completed within the Challenge Term.

Authorized Participants are not eligible for an award.

KEY DATES:

The Challenge begins on February 23, 2026, 6:00 AM PST and ends on April 15, 2026, 11:59 PM PST (as defined above). Results will be announced on April 20, 2026.

All dates/times are 2026/Pacific Standard Time

HOW TO PARTICIPATE:

During the Challenge Term, You must register Your school through the Challenge registration page at https://hof2026.intuit.com/teacher, complete the registration form, and any other additional instructions provided. After successfully submitting the registration, a unique join code will be created for each Participating School. The join code is required to access the game. It is advised to print or write down the join code to unlock the game. The join code will also be sent via email to the email address provided in the registration form within 24 or 48 business hours. For issues encountered during registration, reach out to the Intuit for Education support team at education@intuit.com and provide the name, address, and website of the school for assistance.

HOW TO PLAY THE GAME:

During the Challenge Term, You will be able to access the game(s) and relevant materials at the designated Challenge website, https://intuit.com/houroffinance. Your unique join code and the link to the "Student Experience Page" must be shared with all Players to start the Challenge.

SCORING AND AWARDS:

Eligibility Requirements

To be eligible for any award under this contest, a Participating Educator must register for the contest and must have a minimum of ten (10) distinct Players who each successfully join and complete a full playthrough of the designated game during the contest period. Each Participating Educator’s eligibility shall be evaluated independently based on this requirement.

Achievement Tiers

Achievement Tiers shall be determined based on the number of eligible Participating Educators from a Participating School. There shall be three (3) Achievement Tiers (collectively, “Achievement Tier(s)”). There is no limitation on the number of Participating Schools that may qualify for an Achievement Tier, provided all eligibility requirements set forth herein are satisfied.

• Velocity: Five (5) or more Participating Educators from a Participating School successfully complete a full playthrough of the game with their Players.
• Momentum: Three (3) to four (4) Participating Educators from a Participating School successfully complete a full playthrough of the game with their Players.
• Catalyst: At least two (2) Participating Educators from a Participating School successfully complete a full playthrough of the game with their Players.

Awards

Awards shall be distributed to Participating Schools and/or Participating Educators based on the highest Achievement Tier attained by that Participating School.

Velocity Award

• One (1) Educator Credly Badge titled Hour of Finance Velocity Medal awarded to each Participating Educator;
• One (1) 6x8 recognition banner awarded to the Participating School;
• One (1) trophy awarded to the Participating School;
• Commemorative pins awarded to Players;
• An award in the amount of one hundred dollars ($100*) (up to a maximum of one thousand dollars ($1000*)) per participating educator to be applied toward classroom supplies.

Momentum Award

• One (1) Educator Credly Badge titled Hour of Finance Momentum Medal awarded to each Participating Educator;
• One (1) 6x8 recognition banner awarded to the Participating School;
• An award in the amount of fifty dollars ($50*) to be applied toward classroom supplies per participating educator.

Catalyst Award

One (1) Educator Credly Badge titled Hour of Finance Catalyst Medal awarded to each Participating Educator.

Award Distribution

Educator Credly Badges shall be distributed electronically and issued directly to the email address provided by each Participating Educator at the time of registration. All other awards shall be shipped to the Participating School address on file.

The school administration of a Participating School shall be solely and exclusively responsible for the internal distribution of awards to the appropriate Participating Educators. Sponsor shall not be responsible for any disputes regarding allocation or distribution of awards within a Participating School.

Sponsor shall not be liable for any award that is distributed to the Participating School by a third party. IN NO EVENT SHALL SPONSOR BE LIABLE TO SCHOOLS FOR ANY SPECIAL, INCIDENTAL, PUNATIVE, OR CONSEQUENTIAL DAMAGES, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, WHETHER OR NOT THAT PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

*Amounts are estimated and subject to change at Intuit's discretion.

All federal, state, local tax (as applicable) and other tax liabilities (including income and withholding taxes) arising from award acceptance are the sole responsibility of the Participating Schools. All details of awards not specified herein shall be determined solely by Sponsor. Except as provided herein, transfers or award substitution is not allowed except at the discretion of Sponsor, who reserves the right where lawful to substitute an award (or award component) with one of comparable or greater value. If award cannot be awarded due to circumstances beyond the control of Sponsor, a substitute award of equal or greater retail value will be distributed; provided, however, that if the award is but unclaimed or forfeited by recipient, award may not be given, in Sponsor’s sole discretion. By accepting an award, the Participating Schools acknowledge compliance with these Official Rules. In no event will more awards be provided than those listed in these Official Rules.

For the purposes of the Sections below, a "Participant(s)" is anyone who participates or is to a certain degree involved in the Challenge, namely the School, Staff and Players, where applicable.

AWARD NOTIFICATION:

A Participating School is will not receive an award , even if the notification should so indicate, unless and until (i) the Participating School eligibility has been verified, (ii) all requirements determined by the Sponsor in order to receive the award have been fulfilled and (iii) the Participating School has been notified that the acceptance and verification process is complete. The Participating School will be notified via the email address or phone number provided on the registration form. The Participating School may be required to complete and sign an Affidavit of Eligibility and Liability Release and; where legal, a Publicity Release (collectively the “Affidavit”) as well as an IRS Form W-9 and provide the schools Federal Tax ID number. Completed forms must be returned within three (3) days from award notification date or the award may be forfeited. The Sponsor may, in its sole discretion, request any additional documentation, as needed. If the eligible award recipient (i) cannot be contacted after a reasonable attempt has been made by Sponsor (as determined in Sponsor’s sole discretion); (ii) fails to timely return the required paperwork without alteration and in the form presented by Sponsor; (iii) refuses the award; and/or (iv) the award or award notification is rejected, such potential recipient forfeits all rights to receive the award. The award must be accepted as provided.

By participating in the Challenge, each Participating School represents and warrants that it is eligible to do so and that its participation and acceptance of any award will not violate any applicable school, district, or other organizational policies, rules, or regulations. If a Participating School is found to be ineligible or in violation of any such policies, rules, or regulations, the Sponsor reserves the right to disqualify the school.

GENERAL CONDITIONS: By entering the Challenge, Participant’s, or, if minors in their state of permanent residence, their parents or legal guardians, agree to the use by Sponsor and its designees of their names, cities and states and photographs/likenesses for advertising and promotional purposes for this and similar promotions, worldwide, and in perpetuity, in any and all forms of media, now known or hereafter devised (including and without limitation, the Internet) without additional compensation, notification, or permission, except where prohibited by law. Upon request, award recipients must consent to such in writing.

Use of any automated entry software is prohibited. Electronically reproduced, mechanically reproduced, illegible, incomplete, or inaccurate entries are void. By participating, Participants agree to comply with these Terms and Conditions including all eligibility requirements. Decisions of the Sponsor will be final and binding on all matters relating to this Challenge. By entering the Challenge, Participants, agree to the use by Sponsor and its designees of their names, entry submission, and photographs/likenesses for advertising and Challenge purposes for this and similar Challenges, worldwide, and in perpetuity, in any and all forms of media, now known or hereafter devised (including and without limitation, the Internet) without additional compensation except where prohibited by law. In no event will more awards be provided than those listed in these Terms and Conditions. Any questions, comments or complaints regarding the Challenge are to be directed to the Sponsor at the address below. U.S. law governs this Challenge. Notice to Participants: Internet access and usage charges applicable to a Participant’s account, including access charges and/or any usage charges applicable under Participant’s Internet pricing plan and any applicable taxes will continue to apply while a Participant is online in connection with this Challenge, and will be the sole responsibility of such Participant.

Any attempt by a Participant or any other individual to deliberately damage any online service or web site or undermine the legitimate operation of this Challenge may be a violation of criminal and civil laws and should such an attempt be made; the Sponsor reserves the right to seek damages and/or other remedies from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Terms and Conditions shall not constitute a waiver of that or any other provision.

LIMITATION OF LIABILITY AND RELEASE OF CLAIMS: By participating in the Challenge, Participants agree to release, indemnify and hold harmless Sponsor, and each of their respective agents, representatives, officers, directors, shareholders and employees from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting from or arising from participation in the Challenge or acceptance, possession, use, misuse or nonuse of the award. Sponsor are not responsible for technical, computer, mechanical, printing, typographical, human or other errors relating to or in connection with the Challenge, including, without limitation, errors which may occur in connection with the administration of the Challenge, the processing of entries, the announcement of Challenge or awards or in any Challenge related materials; or for stolen, lost, late, misdirected, damaged, incomplete, inaccurate, undelivered, delayed or illegible entries or; for electronic, computer, or telephonic malfunction or error, or failure to enter into the processing system, or are processed, reported, or transmitted late or incorrectly or are lost for any reason including computer, telephone, paper transfer, or process any transaction thereon. If in the Sponsor’s opinion, for any reason this Challenge is not capable of running as planned, or there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Challenge, or if computer viruses, bugs, unauthorized intervention, fraud, or technical difficulties or failures including without limitation, any technical difficulties or failures related to the QR code, compromise or corrupt or affect the administration, integrity, security, fairness, or proper conduct of the Challenge, the Sponsors reserve the right at their sole discretion to disqualify any individual (and void his/her entry and/or prevent him/her from future participation) who tampers with the entry process and/or who is acting in violation of these Terms and Conditions, to modify or suspend the Challenge, or to terminate the Challenge. As a condition of entering the Challenge, Participants agree that: a.) under no circumstances will Participants be permitted to obtain awards for, and Participants hereby waive all rights to claim, punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses; b.) all causes of action arising out of or connected with this Challenge, or the awards, shall be resolved individually, without resort to any form of class action; and c.) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, and in no event shall Participant be entitled to receive attorneys’ fees or other legal costs. Sponsor reserves the right to modify award distribution procedures at their discretion. Sponsor’s failure to enforce any term of these Terms and Conditions shall not constitute a waiver of that or any other provision.

DISPUTES: Most disagreements can be resolved informally and efficiently by contacting Intuit.

YOU AND SPONSOR AGREE THAT, EXCEPT AS PROVIDED BELOW, ANY DISPUTE, CLAIM OR CONTROVERSY ARISING OUT OF OR RELATING IN ANY WAY TO THE SERVICES OR THIS AGREEMENT (A “CLAIM”) WILL BE DETERMINED BY BINDING ARBITRATION OR SMALL CLAIMS COURT, INSTEAD OF IN COURTS OF GENERAL JURISDICTION.

Small Claims Court. Either You or Sponsor can seek to have a Claim resolved in small claims court if all the requirements of the small claims court are satisfied. Either You or Sponsor may seek to have a Claim resolved in small claims court in Your county of residence or the small claims court in closest proximity to Your residence, and You may also bring a claim in small claims court in the Superior Court of California, County of Santa Clara.

Arbitration. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, may allow for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. You agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision, and that You and Sponsor are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision shall survive termination of this Agreement.

Notice of Claim. If You elect to seek arbitration, You must first send to Sponsor a written Notice of Your Claim ("Notice of Claim"). The Notice of Claim to Sponsor should be sent in care of our registered agent Corporation Service Company, 251 Little Falls Drive, Wilmington, DE 19808. The Notice of Claim should include both the mailing address and email address You would like Sponsor to use to contact You. If Sponsor elects to seek arbitration, it will send, by certified mail, a written Notice of Claim to Your address on file. A Notice of Claim, whether sent by You or by Sponsor, must (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific amount of damages or other relief sought.

Informal Resolution. You and Sponsor agree that good-faith informal efforts to resolve disputes often can result in a prompt, low-cost and mutually beneficial outcome. You and Sponsor therefore agree that, after a Notice of Claim is sent but before either You or Sponsor commence arbitration or file a claim in small claims court against the other, we will personally meet, via telephone or videoconference, in a good-faith effort to confer with each other and try to resolve informally any Claim covered by this Agreement. If You are represented by counsel, Your counsel may participate in the conference as well, but You agree to fully participate in the conference. Likewise, if Sponsor is represented by counsel, its counsel may participate in the conference as well, but Sponsor agrees to have a company representative fully participate in the conference. The statute of limitations and any filing fee deadlines shall be tolled while the parties engage in the informal dispute resolution process required by this paragraph.

Commencing Arbitration or Small Claims Proceedings. If we do not reach an agreement to resolve the Claim within sixty (60) days after the Notice of Claim is received, You or Sponsor may commence an arbitration proceeding by filing a Demand for Arbitration or, alternatively, bringing a claim in small Claims Court. You agree that You may not commence any arbitration or file a claim in small claims court unless You and Sponsor are unable to resolve the claim within 60 days after we receive Your completed Notice of Claim and You have made a good faith effort to resolve Your claim directly with Sponsor during that time. If a Claim qualifies for small claims court, but a party commences an arbitration proceeding, You and Sponsor agree that either party may elect instead to have the Claim resolved in small claims court, and upon written notice of a party’s election, the American Arbitration Association (“AAA”) (or the Canadian equivalent) will administratively close the arbitration proceeding. Any dispute about whether a Claim qualifies for small claims court shall be resolved by that court, not by an arbitrator. In the event of any such dispute, the arbitration proceeding shall remain closed unless and until a decision by the small claims court that the Claim should proceed in arbitration. You may download or copy a form of notice and a form to initiate arbitration at www.adr.org or by calling 1-800-778-7879. The arbitration will be conducted by the AAA before a single AAA arbitrator under the AAA’s rules, which are available at www.adr.org or by calling 1-800-778-7879, except as modified by this Agreement. Unless Sponsor and You agree otherwise, any arbitration hearings will take place in the county (or parish) of either Your residence or of the mailing address You provided in Your Notice of Claim.

Arbitration Proceedings: Arbitrators. The arbitrator will be either (1) a retired judge or (2) an attorney specifically licensed to practice law in the state of California or the state of Your residence and will be selected by the parties from the AAA’s National Roster of arbitrators. The arbitrator will be selected using the following procedure: (a) the AAA will send the parties a list of five candidates meeting this criteria; (b) if the parties cannot agree on an arbitrator from the list, each party shall return its list to the AAA within 10 days, striking up to two candidates, and ranking the remaining candidates in order of preference; (c) the AAA shall appoint as arbitrator the candidate with the highest aggregate ranking; and (d) if for any reason the appointment cannot be made according to this procedure, the AAA may exercise its discretion in appointing the arbitrator. The arbitrator is bound by this Agreement. Except as otherwise provided in Section 14(i) below, all issues are for the arbitrator to decide, including issues relating to the scope and enforceability of this arbitration provision.

Arbitration Proceedings: Administrative Conference. The parties agree that an administrative conference with the AAA shall be conducted in each arbitration proceeding, and You and a Sponsor company representative shall appear at the administrative conference via telephone. If You fail to appear at the administrative conference, regardless of whether Your counsel attends, the AAA will administratively close the arbitration proceeding without prejudice, unless You show good cause as to why You were not able to attend the conference.

Arbitration Proceedings: Decisions. The arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. The award shall be binding only among the parties and shall have no preclusive effect in any other arbitration or other proceeding involving a different party. Sponsor will not seek to recover its attorneys’ fees and costs in arbitration from You unless the arbitrator finds that either the substance of Your claim or the relief sought in Your Demand for Arbitration was frivolous or was brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)). Judgment on any award may be entered in any court having jurisdiction. This agreement to arbitrate shall not preclude any party to the arbitration from at any time seeking injunctions or other forms of equitable relief in aid of arbitration from a court of appropriate jurisdiction including whether a Demand for Arbitration is filed in violation of this Agreement.

Injunctive and Declaratory Relief. Except as provided in the preceding section above, the arbitrator shall determine all issues of liability on the merits of any Claim asserted by You or Sponsor and may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. To the extent that You or Sponsor prevail on a Claim and seek public injunctive relief (that is, injunctive relief that has the primary purpose and effect of prohibiting unlawful acts that threaten future injury to the public), the entitlement to and extent of such relief must be litigated in a civil court of competent jurisdiction and not in arbitration. The parties agree that litigation of any issues of public injunctive relief shall be stayed pending the outcome of the merits of any individual Claims in arbitration. Before a court of competent jurisdiction issues any public injunctive relief, it shall review the factual findings of the arbitration award on which any injunction would be issued with no deference to the arbitrator.

Arbitration Fees and Costs. Payment of all filing, administration and arbitrator fees will be governed by the AAA Rules. You are required to pay AAA’s initial filing fee, but Sponsor will reimburse You for this filing fee at the conclusion of the arbitration to the extent it exceeds the fee for filing a complaint in a federal, state, province or territory court in Your county/province/territory of residence or in Santa Clara County, California. If the arbitrator finds that either the substance of Your Claim or the relief sought in Your Demand for Arbitration was frivolous or was brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the AAA Rules and Sponsor will not reimburse Your initial filing fee. The parties agree that the AAA has discretion to modify the amount or timing of any administrative or arbitration fees due under the AAA Rules where it deems appropriate, provided that such modification does not increase the AAA fees to You or Sponsor, and You and Sponsor waive any objection to such fee modification.

Class Action Waiver. YOU AND SPONSOR AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, if You have elected arbitration, unless both You and Sponsor agree otherwise, the arbitrator may not consolidate any other person's Claims with Your Claims and may not otherwise preside over any form of a representative or class proceeding. If Sponsor believes that any Claim You have filed in arbitration or in court is inconsistent with the limitations in this Section, then You agree that Sponsor may seek an order from a court determining whether Your Claim is within the scope of the Class Action Waiver. If this Class Action Waiver is found to be unenforceable, then the entirety of this section shall be null and void.

PRIVACY: Participant personal information will be processed as described in Intuit’s Global Privacy Statement. You may receive promotional marketing material from Intuit using contact information provided. You are able to opt-out of those messages at any time in the manner described in the communication. Personal information collected through use of our education products and services, our Intuit for Education Privacy Statement will describe our data practices.

FEEDBACK. You may provide Intuit Your feedback, suggestions, or ideas for the game. You grant Intuit a perpetual, worldwide, fully transferable, sub-licensable, irrevocable, fully paid-up, royalty free license to use Your feedback, suggestions, and ideas in any way, including in future modifications of the Challenge, the game, other products or services, advertising or marketing materials.

AWARDEE CONFIRMATION: To request the names of the schools that will be entitled to an Achievement Tier, send an email with the subject line: Intuit HOF Challenge to education@intuit.com. Requests must be received no later than May 1, 2026. The list will be sent when the schools have been verified.

GOVERNING LAW: All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms and Conditions or the rights and obligations of participants or Sponsor in connection with the Challenge shall be governed by the laws of the state of California, without giving any effect to any choice of law or conflict of law rules. Any dispute shall be resolved in a court of law in Santa Clara County, California.

SEVERABILITY: If any provision(s) of these Terms and Conditions are held to be invalid or unenforceable, all remaining provisions hereof will remain in full force and effect.

PARTICIPANT INFORMATION: Your information will be collected in accordance with Intuit’s privacy policy available at https://security.intuit.com/privacy/ and, where applicable, Intuit for Education Privacy Statement available at https://www.intuit.com/solutions/education/why-intuit/privacy/.

You have the right to access, correct, update, or delete Your personal information. You can learn more about these rights, including submitting requests through Intuit’s Privacy Site available at https://www.intuit.com/privacy/protect-your-privacy/. If you are an Enterprise User, please contact Your teacher or school to assist with Your inquiry.

SPONSOR: Intuit Inc. 2700 Coast Avenue, Mountain View, CA 94043.

ADMINISTRATOR: Concord USA, LLC., 509 2nd Ave South, Hopkins, MN 55343