Content/Intuit/All/All/Fragment/Component/c6WhKZqTb/US/en_US

Content/Intuit/All/All/Fragment/Component/c31DadC3N/US/en_US

<div class='resp-text-wrapper'><p><span class="ql-font-huge ql-size-medium">For Learners</span></p></div>

A person sitting at a table with a laptop.

<div class='resp-text-wrapper'><p>Intuit for Education is a free resource to help you learn best practices for managing personal and entrepreneurial finances.</p></div>

<div class='resp-text-wrapper'><h1><span class="ql-size-demi ql-font-heading01">Learn to manage your money with a class in no time!</span></h1></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Becoming Financially Literate</span></h4><p><br></p><p>The first step in becoming financially literate means building a foundation around what financial literacy really is. After this chapter, you’ll be able to understand what it means to be financially literate, your relationship to your finances, and what it means to be a financial role model.</p></div>

Importance of Financial Literacy

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Making Money Decisions</span></h4><p><br></p><p>A money mindset includes all the things associated with how someone thinks about saving and spending money. This chapter will explore the principles related to consumer behavior and decision making, along with consumer fraud.</p></div>

Money Mindsets

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Introducing Banking</span></h4><p><br></p><p>Banks function as an important part of society. After this chapter, you’ll be able to explain the core function of a bank, the services that a typical bank offers, and considerations for choosing the right bank and staying responsible in times of financial flux.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Investigating Checking Accounts</span></h4><p><br></p><p>A checking account is one of the most common places you can store your money. After this chapter, you’ll be able to explain what checking accounts are, the types of checking accounts that exist, and how to open a checking account.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Leveraging Savings Accounts</span></h4><p><br></p><p>Savings accounts are a great tool for helping you reach your financial goals. After this chapter, you’ll be able to explain the purpose of a savings account and the considerations for finding the right savings account for you.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Managing Online Banking</span></h4><p><br></p><p>Online banking tools offer consumers plenty of convenience and efficiency when managing their money. After this chapter, you’ll be able to explain how to use online banking options and the different features within them.</p></div>

Banking

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Exploring Budgeting Basics</span></h4><p><br></p><p>Budgets are a powerful tool to help you reach your financial goals. After this chapter, you’ll be able to explain what a budget is, how to set budgeting goals, and the steps needed before you start building a budget.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Building a Budget</span></h4><p><br></p><p>Creating your budget is an important step towards being able to manage money over time. After this chapter, you’ll be able to explain how to develop a budget strategy and create a budget that factors in emergencies, changes, and philanthropy.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Managing a Budget</span></h4><p><br></p><p>Creating your budget is an important step towards being able to manage money over time. After this chapter, you’ll be able to explain how to develop a budget strategy and create a budget that factors in emergencies, changes, and philanthropy.</p></div>

Budgeting

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Saving Money</span></h4><p><br></p><p>Saving money is a key aspect of setting yourself up to achieve financial goals. After this chapter, you’ll be able to explain the basics of saving money and how to protect your finances long term.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Preparing for Emergencies</span></h4><p><br></p><p>Having a fund to lean on when something unexpected happens is important to reducing stress and having to take on extra debt. After this chapter, you’ll be able to explain what it means to be prepared for an emergency, how to build an emergency fund, and how to manage your fund over time.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Saving for the Long Term</span></h4><p><br></p><p>Achieving long term financial goals requires you to use a variety of tools. After this chapter, you’ll be able to use long-term saving strategies to help you reach your financial goals.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Combining Finances to Save Money</span></h4><p><br></p><p>Combining finances with another person is an effective way to save money, but it can also complicate the relationship. After this chapter, you’ll be able to navigate the considerations for combining finances with another person.</p></div>

Saving

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Basics of Credit</span></h4><p><br></p><p>Credit can unlock tons of financial opportunities for you, but it’s important that you use credit responsibly. After this chapter, you’ll be able to explain the different types of credit and how to use credit responsibly.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Opening and Using Credit Cards</span></h4><p><br></p><p>Opening a credit card is a big step in taking ownership of your credit. After this chapter, you’ll be able to prepare to open your first credit card, navigate the process for opening a credit card, and manage a credit card.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Using Loans and Lines of Credit</span></h4><p><br></p><p>Applying for a loan can be an intimidating process if you aren’t prepared for what to expect. After this chapter, you’ll be able to navigate the process of obtaining common types of loans, including car loans and mortgages.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Managing Credit</span></h4><p><br></p><p>Managing your credit is a lifelong endeavor. After this chapter, you’ll be able to explain how to monitor your credit, manage your debt, and seek financial advice from trusted sources.</p></div>

Credit

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Investing Basics</span></h4><p><br></p><p>Investing is an exciting opportunity for you to build wealth, but there’s a lot to know to get started. After this chapter, you’ll be able to navigate key terminology of investing, risk factors and interest rates, tax advantaged investments, and how to get investment advice.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Building a Balanced Portfolio</span></h4><p><br></p><p>When you have a portfolio that’s balanced, you can spread out your investment risks. After this chapter, you’ll be able to navigate the investing world, diversifying portfolios, and rates of return.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Exploring Investment Markets</span></h4><p><br></p><p>Investment markets are where the action happens when it comes to buying and selling assets. After this chapter, you’ll be able to navigate investment markets, find accurate information to inform your investment decisions, and explain the resources for reporting illegal trading practices.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Navigating Alternative Investment Opportunities</span></h4><p><br></p><p>New and exciting types of investments may be of interest to you. After this chapter, you’ll be able to define and purchase alternative investments, including cryptocurrencies and NFTs.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Managing Investments</span></h4><p><br></p><p>Buying an asset is only part of the investment journey. After this chapter, you’ll be able to navigate tracking investment performance, trading, and the expenses associated with managing investments.</p></div>

Investing

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Earning Wages</span></h4><p><br></p><p>Earning money is exciting, but so is finding a career you’re truly passionate about. After this chapter, you’ll be able to consider different career paths and how to create career plans.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Advancing and Changing Careers</span></h4><p><br></p><p>As you move through your career, you’ll likely get promoted, leave jobs, or switch careers entirely. After this chapter, you’ll be able to navigate pursuing additional training or education, choosing a career and the implications this has on wages, and riding the wave of economic cycles.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Build a Side Hustle</span></h4><p><br></p><p>You might find that you’re interested in exploring a side hustle in addition to school or your day job. After this chapter, you’ll be able to explain how you can earn passive income, create your own business plans, and take initial steps to form a business.</p></div>

Career Planning

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Preparing for College</span></h4><p><br></p><p>Paying for college is expensive, but there are plenty of systems in place to help you cover costs. After this chapter, you’ll be able to prepare for college costs, find financial resources, and understand the true costs associated with paying for college.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Applying for Student Loans</span></h4><p><br></p><p>Applying for student loans may be a new process for you to navigate. After this chapter, you’ll be able to explain what student loans are, what it means to borrow money responsibly, and the process for responsibly paying back a loan.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Managing Financial Aid</span></h4><p><br></p><p>Federal student aid is one of the most common support systems for applying for loans. After this chapter, you’ll be able to explain what financial aid is and how you can use the Free Application for Federal Student Aid (FAFSA) to obtain financial aid.</p></div>

Paying for College

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Understanding Insurance</span></h4><p><br></p><p>Insurance is a complex topic filled with important definitions. After this chapter, you’ll be able to explain key insurance terms and determine if and when you should purchase insurance.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Auto Insurance</span></h4><p><br></p><p>Having auto liability insurance is an important protection for you in the event that the unexpected happens on the road. After completing this chapter, you’ll be able to articulate how maintaining auto liability insurance helps to protect you and other drivers from the cost of damage and injury.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Home and Renters Insurance</span></h4><p><br></p><p>Whether you own a home or rent the place you live, insurance is important to have. After this chapter, you’ll be able to explain what homeowners and renters insurance are, why they’re important, and how to go about getting and maintaining a homeowners or renters insurance policy.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Other Common Insurance Uses</span></h4><p><br></p><p>There are many common types of insurance that can be beneficial to you over the course of your lifetime. After this chapter, you’ll be able to explain concepts focused on common types of insurance, including health, disability and life, unemployment and medicare/medicaid, and extended warranty insurance. You’ll also be able to define insurance fraud and take steps to protect yourself from becoming a victim of fraud.</p></div>

Insurance

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Understanding Taxes</span></h4><p><br></p><p>The government collects and then uses taxes to benefit society. After this chapter, you’ll be able to explain why you pay taxes, how they’re typically paid, and the programs your taxes fund.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Filing Taxes</span></h4><p><br></p><p>There are a few key items to stay mindful of to help you prepare for filing your taxes. After this chapter, you’ll be able to explain concepts relating to W-4 forms, income taxes, and sales taxes.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-size-medium ql-font-heading06">Completing a 1040</span></h4><p><br></p><p>Filing your taxes can feel like a scary process, but with the right understanding and tools, it can be easy. After this chapter, you’ll be able to file a federal and state tax return, and steps you can take to reduce your tax payments.</p></div>

Taxes

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Understanding Supply, Demand, and Inflation</span></h4><p><br></p><p>Economics focuses on a few key concepts. After this chapter, you’ll be able to explain the basics of supply, demand, and inflation.</p></div>

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Exploring Economic Cycles</span></h4><p><br></p><p>It’s likely that you’ll experience an economic cycle or two over the course of your lifetime. After this activity, you’ll be able to explain how to save money during times of inflation and strategies to prepare for economic flux.</p></div>

Economics

<div class='resp-text-wrapper'><h4><span class="ql-font-heading06 ql-size-medium">Completing the Program</span></h4><p><br></p><p>Economics focuses on a few key concepts. After this chapter, you’ll be able to explain the basics of supply, demand, and inflation.</p></div>

Conclusion

<div class='resp-text-wrapper'><h2><span class="ql-font-heading06 ql-size-medium">Explore our curriculum</span></h2></div>

<div class='resp-text-wrapper'><p><span style="color: rgb(0, 0, 0);">Learn about the importance of taxes in less than 1 hour with the TurboTax simulation.</span></p></div>

<div class='resp-text-wrapper'><h3><span class="ql-font-heading05 ql-size-medium" style="color: rgb(0, 0, 0);">TurboTax simulation</span></h3></div>

<div class='resp-text-wrapper'><p><span style="color: rgb(0, 0, 0);">Practice for real life scenarios with Credit Karma’s personal finance calculators.</span></p></div>

A green circle with letters CK in white                                      

<div class='resp-text-wrapper'><h3><span class="ql-font-heading05 ql-size-medium" style="color: rgb(0, 0, 0);">Credit Karma calculators</span></h3></div>

<div class='resp-text-wrapper'><p><span style="color: rgb(0, 0, 0);">Explore a virtual world where you can earn, spend, budget, and more!</span></p></div>

<div class='resp-text-wrapper'><h3><span class="ql-font-heading05 ql-size-medium" style="color: rgb(0, 0, 0);">Prosperity Quest</span></h3></div>

<div class='resp-text-wrapper'><p><span style="color: rgb(0, 0, 0);">Flip through different study sets to make personal finance terms stick.</span></p></div>

<div class='resp-text-wrapper'><h3><span class="ql-font-heading05 ql-size-medium" style="color: rgb(0, 0, 0);">Quizlet</span></h3></div>

<div class='resp-text-wrapper'><p><span style="color: rgb(0, 0, 0);">From calculators and digital flashcards to full courses on design thinking, Intuit for Education offers a variety of educational tools to keep you leveled up.</span></p></div>

<div class='resp-text-wrapper'><p><span class="ql-font-heading06 ql-size-medium" style="color: rgb(0, 0, 0);">Additional tools</span></p></div>

<div class='resp-text-wrapper'><h2><span class="ql-font-heading02 ql-size-demi" style="color: rgb(0, 0, 0);">Keep learning with these additional tools</span></h2></div>